{"id":6147,"date":"2025-11-25T09:40:14","date_gmt":"2025-11-25T02:40:14","guid":{"rendered":"https:\/\/www.cbi.id\/?p=6147"},"modified":"2025-11-25T09:40:14","modified_gmt":"2025-11-25T02:40:14","slug":"sme-bureau-cbi-x-linkumkm-edukasi-umkm-tentang-pentingnya-profil-usaha-dan-reputasi-kredit","status":"publish","type":"post","link":"https:\/\/www.cbi.id\/id\/events\/sme-bureau-cbi-x-linkumkm-edukasi-umkm-tentang-pentingnya-profil-usaha-dan-reputasi-kredit\/","title":{"rendered":"SME Bureau \u2013 CBI x LinkUMKM Edukasi UMKM tentang Pentingnya Profil Usaha dan Reputasi Kredit"},"content":{"rendered":"
\n
Jakarta, 13 November 2025 \u2013 SME Bureau – CBI & LinkUMKM Gelar Webinar Membangun Profil Usaha dan Reputasi Kredit untuk UMKM<\/strong><\/div>\n
Jakarta, 13 November 2025 \u2013 SME Bureau – Credit Bureau Indonesia (CBI) berkolaborasi dengan LinkUMKM<\/strong> Platform Pemberdayaan dalam penyelenggaraan webinar bertajuk \u201cBangun Profil Usaha & Reputasi Kredit Sebelum Ajukan Pembiayaan!\u201d<\/strong>. Kegiatan ini diadakan secara daring untuk meningkatkan literasi Pengusaha UMKM terkait pentingnya membangun profil usaha dan reputasi kredit sebagai fondasi utama pengajuan pembiayaan.<\/div>\n
<\/div>\n
Webinar menghadirkan Ayu Putri Maharesmi<\/strong>, Partnership Manager SME Bureau – CBI sebagai narasumber dan webinar dilaksanakan oleh BRI Research Institute.<\/div>\n
Dalam pemaparannya, Ayu menjelaskan bahwa tantangan terbesar UMKM bukan pada ketidaklayakan usaha, melainkan kurangnya bukti yang menggambarkan kredibilitas bisnis.<\/div>\n
\n
\u201cUsaha ditolak pendanaan bukan karena tidak layak, tetapi tidak ada bukti layak untuk bisa menggambarkan potensi kredibilitas usaha,\u201d<\/em> jelas Ayu.<\/div>\n<\/blockquote>\n
Ia menambahkan bahwa profil usaha dan reputasi kredit berperan sebagai CV usaha<\/em> yang menjadi dasar penilaian lembaga keuangan. Tanpa dokumentasi transaksi, legalitas, dan catatan pembayaran yang jelas, proses penilaian kelayakan pembiayaan menjadi terhambat.<\/div>\n
Sesi tanya jawab turut mengungkap persoalan yang banyak dialami pengusaha. Salah satu peserta binaan LinkUMKM, Hikmah<\/strong>, menanyakan tantangan yang ia hadapi meski usahanya telah berjalan selama tiga tahun.<\/div>\n
\n
\u201cUsaha saya sudah berjalan 3 tahun namun permasalahan utama UMKM tidak memiliki profil kredit sehingga tidak bisa mengajukan pembiayaan ke lembaga keuangan,\u201d<\/em> ungkap Hikmah.<\/div>\n<\/blockquote>\n
Menjawab hal tersebut, Ayu menjelaskan bahwa SME Bureau menyediakan solusi bagi UMKM yang belum memiliki rekam jejak finansial formal.<\/div>\n
\n
\u201cSME Bureau dapat menjadi solusi bagi UMKM yang belum memiliki profil kredit dengan SME Report guna membangun Profil Usaha para UMKM,\u201d<\/em> jelasnya. \u201cKarena usaha bagus, pantas mendapat kepercayaan,\u201d<\/em> tambah Ayu.<\/div>\n<\/blockquote>\n
Webinar ini mendapatkan respons positif dari peserta. Salah satu partisipan, Salman Alfarisi<\/strong>, memberikan testimoni bahwa sesi ini memberikan wawasan baru mengenai pentingnya membangun profil usaha secara sistematis.<\/div>\n
\n
\u201cWebinar ini memberikan pengetahuan bagi saya terkait bagaimana membangun profil bisnis,\u201d<\/em> ujar Salman.<\/div>\n<\/blockquote>\n
Melalui kegiatan ini, SME Bureau CBI dan LinkUMKM berharap UMKM semakin memahami pentingnya kredibilitas usaha dan siap mengakses pembiayaan formal dengan lebih percaya diri dan terstruktur.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Jakarta, 13 November 2025 \u2013 SME Bureau – CBI & LinkUMKM Gelar Webinar Membangun Profil Usaha dan Reputasi Kredit untuk UMKM Jakarta, 13 November 2025 \u2013 SME Bureau – Credit Bureau Indonesia (CBI) berkolaborasi dengan LinkUMKM Platform Pemberdayaan dalam penyelenggaraan webinar bertajuk \u201cBangun Profil Usaha & Reputasi Kredit Sebelum Ajukan Pembiayaan!\u201d. Kegiatan ini diadakan secara […]<\/p>\n","protected":false},"author":2,"featured_media":6148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[76],"tags":[],"class_list":["post-6147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-events"],"acf":[],"yoast_head":"\nSME Bureau \u2013 CBI x LinkUMKM Edukasi UMKM tentang Pentingnya Profil Usaha dan Reputasi Kredit - Credit Bureau Indonesia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cbi.id\/id\/events\/sme-bureau-cbi-x-linkumkm-edukasi-umkm-tentang-pentingnya-profil-usaha-dan-reputasi-kredit\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SME Bureau \u2013 CBI x LinkUMKM Edukasi UMKM tentang Pentingnya Profil Usaha dan Reputasi Kredit - Credit Bureau Indonesia\" \/>\n<meta property=\"og:description\" content=\"Jakarta, 13 November 2025 \u2013 SME Bureau – CBI & LinkUMKM Gelar Webinar Membangun Profil Usaha dan Reputasi Kredit untuk UMKM Jakarta, 13 November 2025 \u2013 SME Bureau – Credit Bureau Indonesia (CBI) berkolaborasi dengan LinkUMKM Platform Pemberdayaan dalam penyelenggaraan webinar bertajuk \u201cBangun Profil Usaha & Reputasi Kredit Sebelum Ajukan Pembiayaan!\u201d. 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