Bureau Credit Features 500

Bureau Credit Features 500 is an individual measurable property or characteristic of a phenomenon that is applied to the modelling that ultimately resulting a credit scoring.

We delivered a new API to serve the members with 500 features. This 500 Features will enhance your existing scorecard to be more precise and accurate and help you to have a better and quicker decision.

500 Features Insights:
  • Outstanding balance from all facilities (ratios, total, average)
  • Tenure from all facilities (max, min, average)
  • Vehicle financing (2 & 4 wheels loan info, tenure, FI, etc.)
  • Initial limit from all facilities (max, min, total, average)
  • Month on books
  • Distinct facilities information (Credit type, usage, FI, account)
  • Credit card facilities information
  • MSME facilities information
  • Other demographic insights (age, gender, province, education, occupation, marital status)
  • Payment history
  • Facilities restructured, charged, or opened date
  • Initial limit from all facilities (max, min, total, average)
  • Interest rate (max, min, average)
  • Number of months from all facilities (earliest, latest)
  • Facilities ratios
  • Mortgage facilities information
  • Consumer loan information (interest rate, amount, etc.)
  • And more…
New Model Development:
  • Select required features based on use cases.
  • Improve credit score model.
Data Enrichment:
  • Enrich your existing model with new data.
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How can we help?

Connect with our Business Development team and we’ll help you to find the right solutions that suitable to your business needs.